:root{--bg:#f7f7f7;--ink:#181818;--muted:#686868;--line:#d2d2d2;--accent:#5c78f7;--accent-dark:#3b54c8}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;background:var(--bg);color:var(--ink);font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.55}a{color:inherit;text-underline-offset:5px}a:hover{color:var(--accent-dark)}button,input,textarea{font:inherit}button,a,input,textarea,summary{-webkit-tap-highlight-color:transparent}a,button{touch-action:manipulation}:focus-visible{outline:2px solid var(--accent-dark);outline-offset:6px}img{display:block;max-width:100%;object-fit:cover}h1,h2,h3,p,figure{margin:0}h1,h2,h3{font-weight:400;line-height:1.13;letter-spacing:-.035em}h1{font-size:clamp(2.6rem,4.15vw,4.7rem);max-width:850px;text-wrap:balance}h2{font-size:clamp(2.15rem,3.6vw,3.7rem);max-width:880px;text-wrap:balance}h3{font-size:clamp(1.4rem,2vw,1.85rem);letter-spacing:-.025em}p{color:var(--muted)}.wrap,.header-inner{width:calc(100% - 80px);max-width:1520px;margin-inline:auto}.header{background:#fff;border-bottom:1px solid #f0f0f0}.header-inner{min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:30px}.brand{display:flex;align-items:center;gap:15px;text-decoration:none;flex-shrink:0;line-height:1.05}.brand strong{font-size:18px;letter-spacing:-.04em}.brand>span{border-left:1px solid #555;padding-left:12px;font-size:12px;line-height:1.25}.header nav{display:flex;gap:26px;font-size:15px;align-items:center}.header nav a{white-space:nowrap}.header nav a.active{color:var(--accent-dark)}.button{display:inline-flex;align-items:center;justify-content:space-between;gap:28px;padding:16px 27px;background:var(--accent);color:white;border:1px solid var(--accent);border-radius:99px;text-decoration:none;font-size:17px;line-height:1.3;cursor:pointer;min-height:56px;transition:background .2s,color .2s;max-width:100%}.button span{font-size:24px;font-weight:300;line-height:1}.button:hover{background:var(--accent-dark);border-color:var(--accent-dark);color:white}.button.outline{background:transparent;color:var(--accent-dark);font-size:14px;padding:10px 18px;min-height:42px}.button.outline:hover{background:var(--accent);color:#fff}.hero{display:grid;grid-template-columns:1fr 1fr;gap:50px;padding:88px 0 44px;min-height:450px}.hero h1{margin-bottom:90px}.hero-aside{display:flex;align-items:flex-end}.hero-copy{display:grid;grid-template-columns:1.3fr 1fr 48px;gap:28px;border-top:1px solid var(--line);padding-top:28px;width:100%}.hero-links{display:flex;flex-direction:column;align-items:flex-start;gap:9px;font-size:15px}.mark{object-fit:contain}.hero-photo{position:relative}.hero-photo>img{width:100%;height:auto;aspect-ratio:1.79;object-position:center 45%}.hero-photo figcaption{position:absolute;bottom:9%;left:20%;display:flex;align-items:center;gap:35px;color:white;font-size:clamp(1.6rem,4vw,4rem);line-height:1.08;letter-spacing:-.035em}.hero-photo figcaption strong{font-weight:600}.hero-photo figcaption span{border-left:2px solid white;padding-left:32px}.section{margin-top:145px}.section-head{margin-bottom:65px}.section-head>p{max-width:600px;margin-top:24px}.row{display:grid;grid-template-columns:1fr 1fr 35px;gap:35px;align-items:start;padding:30px 0;border-bottom:1px solid var(--line);text-decoration:none}.row:first-child{border-top:1px solid var(--line)}.row h3{padding-top:3px}.row p{max-width:590px}.row-action{color:var(--accent);font-size:26px;justify-self:end}.row:hover h3{color:var(--accent-dark)}.situations{display:grid;grid-template-columns:1fr 1fr;gap:0 80px}.situations>div{display:flex;gap:25px;border-top:1px solid var(--line);padding:30px 0}.situations span{color:var(--accent-dark);font-size:14px}.situations h3{max-width:500px}.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:55px;border-top:1px solid var(--line);padding-top:40px}.about-grid>img{width:100%;height:430px}.large-copy{font-size:clamp(1.3rem,2vw,1.85rem);line-height:1.45;color:var(--ink)}.about-note{border-top:1px solid var(--line);margin-top:42px;padding-top:25px;display:flex;flex-direction:column;gap:24px}.consultation{display:grid;grid-template-columns:1fr 1fr;gap:70px}.consultation h2{font-size:clamp(2rem,3.5vw,3.6rem)}.intro{max-width:510px;margin-top:25px}.contact-form{margin-top:40px}.form-fields{display:grid;grid-template-columns:1fr 1fr;gap:25px}.contact-form label{display:block;color:var(--muted);font-size:14px}.contact-form input:not([type=checkbox]),textarea{display:block;background:transparent;border:0;border-bottom:1px solid #a5a5a5;border-radius:0;padding:12px 0;width:100%;color:var(--ink);font-size:16px}.contact-form>label{margin-top:24px}textarea{resize:vertical;min-height:75px}.contact-form .consent{display:flex;gap:12px;align-items:flex-start;font-size:13px;line-height:1.5;margin:25px 0}.consent input{appearance:auto;accent-color:var(--accent);width:18px;height:18px;margin:2px 0;flex-shrink:0}.consult-photo{width:100%;height:100%;max-height:710px}.form-status{font-size:14px;margin-top:16px}.mail-fallback{font-size:14px;display:inline-block;margin-top:12px;overflow-wrap:anywhere}.footer{margin-top:145px;padding-bottom:25px}.footer h2{margin-bottom:70px}.footer-grid{display:grid;grid-template-columns:1.2fr 1.1fr .8fr 1fr;gap:40px;font-size:14px}.footer-grid a{display:block;margin-bottom:8px;overflow-wrap:anywhere}.footer-grid .button{display:inline-flex;font-size:15px}.footer-grid .label{margin-bottom:23px;color:var(--muted)}.footer-grid p{margin-bottom:12px}.social{display:flex;gap:18px;margin-top:20px}.legal-links{display:flex;justify-content:space-between;gap:25px;border-top:1px solid var(--line);margin-top:90px;padding-top:20px;font-size:12px;color:var(--muted)}.menu-toggle{display:none}.skip{position:absolute;left:20px;top:-100px;background:#fff;z-index:10;padding:15px}.skip:focus{top:5px}.breadcrumbs{display:flex;gap:12px;flex-wrap:wrap;font-size:13px;color:var(--muted);padding-top:38px}.breadcrumbs+.hero{padding-top:55px}.breadcrumbs+.hero h1{font-size:clamp(2.6rem,4.5vw,4.6rem)}.breadcrumbs+.hero .hero-copy{grid-template-columns:1fr}.breadcrumbs+.hero .hero-links{display:none}.breadcrumbs+.hero .mark{display:none}.breadcrumbs+.hero .hero-copy p{max-width:630px;font-size:18px}.breadcrumbs+.hero{border-bottom:1px solid var(--line);padding-bottom:55px}
@media(min-width:1650px){.hero{min-height:520px}.hero h1{margin-bottom:115px}}
@media(max-width:1150px){.header-inner{gap:15px}.header nav{gap:16px;font-size:14px}.header .button{display:none}.hero-copy{grid-template-columns:1fr 1fr}.hero-copy .mark{display:none}.footer-grid{grid-template-columns:1fr 1fr}.consultation{gap:40px}}
@media(max-width:760px){.wrap,.header-inner{width:calc(100% - 40px)}.header-inner{min-height:78px;flex-wrap:wrap;gap:0;position:relative}.brand strong{font-size:17px}.brand>span{font-size:12px}.menu-toggle{display:flex;gap:18px;background:none;border:0;padding:14px 0;margin-left:auto;font-size:15px;color:var(--ink)}.header nav{display:none;width:100%;flex-direction:column;align-items:flex-start;padding:20px 0 28px;gap:18px}.header nav.open{display:flex}.hero{grid-template-columns:1fr;gap:35px;padding-top:50px;min-height:0}.hero h1{margin-bottom:32px}.hero-copy{gap:25px;padding-top:25px}.hero-photo>img{aspect-ratio:1.05;object-position:48% center}.hero-photo figcaption{left:7%;bottom:8%;gap:15px;font-size:1.55rem}.hero-photo figcaption span{padding-left:15px}.section{margin-top:85px}.section-head{margin-bottom:32px}.row{grid-template-columns:1fr 28px;gap:15px;padding:25px 0}.row h3{grid-column:1}.row p{grid-column:1}.row-action{grid-column:2;grid-row:1}.situations{grid-template-columns:1fr;gap:0}.about-grid{grid-template-columns:1fr;gap:28px}.about-grid>img{height:350px}.consultation{grid-template-columns:1fr;gap:35px}.consult-photo{max-height:420px;aspect-ratio:1.25}.footer{margin-top:85px}.footer h2{margin-bottom:40px}.footer-grid{gap:30px}.footer-grid>div:first-child{grid-column:1/-1}.legal-links{flex-direction:column;gap:15px;margin-top:45px}.button{font-size:16px}.breadcrumbs{padding-top:25px;font-size:12px}.breadcrumbs+.hero{padding-top:30px}.breadcrumbs+.hero .hero-copy p{font-size:16px}.breadcrumbs+.hero h1{font-size:2.55rem;overflow-wrap:anywhere}}
@media(max-width:400px){.form-fields{grid-template-columns:1fr;gap:20px}.hero-copy{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.hero-photo figcaption{font-size:1.3rem}.wrap,.header-inner{width:calc(100% - 32px)}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
.page-nav,.topic-nav{display:flex;flex-wrap:wrap;gap:15px 30px;padding:28px 0;border-bottom:1px solid var(--line);font-size:14px}.page-nav a,.topic-nav a{color:var(--muted)}.topic-nav{gap:12px 28px}.case-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px 60px}.case{border-top:1px solid var(--line);padding-top:24px;display:flex;flex-direction:column;align-items:flex-start}.case-label{color:var(--accent-dark);font-size:14px;margin-bottom:17px}.case h3{font-size:clamp(1.5rem,2.5vw,2.3rem);margin-bottom:24px}.case>p:not(.case-label){margin-bottom:25px}.case-result{padding:20px 0;border-top:1px solid var(--line);color:var(--ink);margin-top:auto;line-height:1.6}.case-link{font-size:14px;color:var(--accent-dark);margin-top:10px}.faq{border-top:1px solid var(--line)}.faq details{border-bottom:1px solid var(--line)}.faq summary{display:flex;justify-content:space-between;align-items:center;gap:30px;list-style:none;padding:25px 0;font-size:clamp(1.15rem,2vw,1.7rem);line-height:1.35;cursor:pointer;letter-spacing:-.015em}.faq summary::-webkit-details-marker{display:none}.faq summary span{color:var(--accent-dark);font-size:28px;flex-shrink:0}.faq details[open] summary span{transform:rotate(45deg)}.faq details[open] summary{color:var(--accent-dark)}.faq-answer{max-width:850px;padding:0 40px 28px 0;color:var(--muted);line-height:1.75}.contact-hero{padding-top:70px;display:grid;grid-template-columns:1fr 1fr;gap:60px}.contact-lines{border-top:1px solid var(--line)}.contact-lines>div{padding:25px 0;border-bottom:1px solid var(--line)}.contact-lines span{display:block;font-size:14px;color:var(--muted);margin-bottom:12px}.contact-lines a,.contact-lines p{font-size:clamp(1.25rem,2.1vw,2rem);color:var(--ink);overflow-wrap:anywhere}.contact-lines .small-link{display:inline-block;font-size:14px;margin-top:15px}.legal-document{padding-top:65px;max-width:1100px}.legal-document h1{max-width:100%;margin-bottom:65px}.legal-text{max-width:850px;line-height:1.8;color:#474747;overflow-wrap:anywhere}.legal-text p{margin:0 0 20px;color:inherit}.legal-paragraph{margin-bottom:24px}.legal-text h2,.legal-text h3{font-size:1.5rem;margin:35px 0 20px}.not-found-links{display:flex;align-items:center;flex-wrap:wrap;gap:30px;margin-top:40px}
@media(max-width:760px){.case-grid{grid-template-columns:1fr;gap:35px}.contact-hero{grid-template-columns:1fr;gap:40px;padding-top:40px}.contact-lines a,.contact-lines p{font-size:1.4rem}.legal-document{padding-top:35px}.legal-document h1{font-size:2.45rem;overflow-wrap:anywhere;margin-bottom:40px}.page-nav,.topic-nav{gap:15px 23px}.faq summary{padding:20px 0}.faq-answer{padding-right:0}}
.brand .brand-logo{width:180px;height:64px;object-fit:contain}.footer-brand{width:200px;margin-bottom:25px!important}.footer-brand img{width:200px;height:70px;object-fit:contain}.hero-copy .mark{width:72px;height:72px;max-width:none;justify-self:end}@media(max-width:760px){.brand .brand-logo{width:160px;height:57px}.footer-brand{width:180px}.footer-brand img{width:180px;height:64px}}
.insurance-price{font-size:clamp(2rem,3vw,3rem);color:var(--ink);line-height:1.15}.insurance-note{max-width:920px;margin-top:28px;font-size:15px;line-height:1.7}.insurance-note a{color:var(--accent-dark)}
/* Shared action animation: the icon becomes a rounded tile without shifting text. */
.button,.menu-toggle,.faq summary,.row-action{transition:color .22s ease,background-color .22s ease,border-color .22s ease}
.button>span,.menu-toggle>span,.faq summary>span,.row-action{
 position:relative;isolation:isolate;display:inline-flex;align-items:center;justify-content:center;
 width:24px;height:24px;min-width:24px;flex:0 0 24px;line-height:1;
 transition:color .22s ease,transform .22s ease;
}
.button>span::before,.menu-toggle>span::before,.faq summary>span::before,.row-action::before{
 content:"";position:absolute;inset:2px;border-radius:5px;background:var(--accent);
 z-index:-1;opacity:0;transform:scale(.45);
 transition:opacity .22s ease,transform .26s cubic-bezier(.2,.8,.2,1);
}
.button>span::before{background:#fff}
.button:focus-visible,.button:active{background:var(--accent);border-color:var(--accent);color:#fff}
.button:focus-visible>span,.button:active>span{color:var(--accent)}
:is(.button,.menu-toggle):is(:focus-visible,:active)>span::before,
.faq summary:is(:focus-visible,:active)>span::before,
a.row:is(:focus-visible,:active) .row-action::before{opacity:1;transform:scale(1)}
.menu-toggle:is(:focus-visible,:active)>span,
.faq summary:is(:focus-visible,:active)>span,
a.row:is(:focus-visible,:active) .row-action{color:#fff}
.menu-toggle[aria-expanded=true]>span{transform:rotate(45deg)}
@media(hover:hover) and (pointer:fine){
 .button:not(:disabled):hover{background:var(--accent);border-color:var(--accent);color:#fff}
 .button:not(:disabled):hover>span{color:var(--accent)}
 .button:not(:disabled):hover>span::before,.menu-toggle:hover>span::before,
 .faq summary:hover>span::before,a.row:hover .row-action::before{opacity:1;transform:scale(1)}
 .menu-toggle:hover>span,.faq summary:hover>span,a.row:hover .row-action{color:#fff}
 .faq summary:hover{color:var(--accent-dark)}
}
.button:disabled{cursor:default;opacity:.55}
@media(prefers-reduced-motion:reduce){
 .button,.menu-toggle,.faq summary,.button>span,.menu-toggle>span,.faq summary>span,.row-action,
 .button>span::before,.menu-toggle>span::before,.faq summary>span::before,.row-action::before{transition:none!important}
}
/* Compact header and the original rotating decorative mark. */
.article-toc a[aria-current="location"]{color:var(--accent-dark);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:5px}
.case-filters button{appearance:none;background:transparent;border:0;padding:4px 0;color:var(--muted);font:inherit;text-align:left;text-decoration:underline;text-underline-offset:5px;cursor:pointer;transition:color .2s ease}
.case-filters button:hover,.case-filters button[aria-pressed="true"]{color:var(--accent-dark)}
.case-filters button[aria-pressed="true"]{text-decoration-thickness:2px}
section[id^="case-"][hidden]{display:none!important}
.brand .brand-logo{width:140px;height:50px;object-fit:contain}
.hero-copy .rotating-mark{width:48px;height:48px;max-width:48px;animation:mark-turn 18s linear infinite;transform-origin:center}
@keyframes mark-turn{to{transform:rotate(360deg)}}
@media(max-width:1300px){.header .button{display:none}}
@media(max-width:760px){.brand .brand-logo{width:126px;height:45px}}
@media(prefers-reduced-motion:reduce){.hero-copy .rotating-mark{animation:none}}
.blog-heading{padding:65px 0 55px;border-bottom:1px solid var(--line)}
.eyebrow{color:var(--accent-dark);font-size:14px;margin-bottom:22px}
.blog-heading h1{max-width:1000px}.blog-heading>p:last-child{max-width:690px;font-size:19px;margin-top:30px}
.blog-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;margin-top:55px}
.blog-card{display:flex;flex-direction:column;border-bottom:1px solid var(--line);padding-bottom:30px}
.blog-card h2{font-size:clamp(1.8rem,2.8vw,2.6rem);margin-bottom:25px}
.blog-card h2 a{text-decoration:none}.blog-card>p:not(.eyebrow){max-width:580px}
.blog-card-bottom{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;margin-top:auto;padding-top:35px;font-size:14px}
.blog-card-bottom time,.article-meta{color:var(--muted)}.blog-card-bottom a{color:var(--accent-dark)}
.article-header{padding:60px 0 45px;border-bottom:1px solid var(--line)}
.article-header h1{max-width:1060px}.article-meta{font-size:14px;margin-top:25px}
.article-intro{max-width:820px;font-size:20px;line-height:1.6;margin-top:30px}
.article-layout{display:grid;grid-template-columns:280px minmax(0,820px);gap:70px;margin-top:55px}
.article-toc{display:flex;flex-direction:column;gap:16px;align-self:start;position:sticky;top:35px;font-size:15px}
.article-toc p{font-size:14px;margin-bottom:8px}.article-toc a{text-decoration:none}
.article-body{min-width:0}.article-body section+section{margin-top:50px}
.article-body h2{font-size:clamp(1.7rem,2.5vw,2.5rem);margin-bottom:23px}
.article-body p,.article-body li{font-size:18px;line-height:1.75}.article-body p+p{margin-top:20px}
.article-body ul{padding-left:24px;color:var(--muted)}.article-body li+li{margin-top:12px}
.article-source{margin-top:40px;font-size:14px!important}.article-next{margin-top:45px;padding-top:30px;border-top:1px solid var(--line)}
.article-next>a{display:inline-block;margin-top:20px;font-size:15px}
@media(max-width:900px){.article-layout{grid-template-columns:1fr;gap:40px}.article-toc{position:static;border-bottom:1px solid var(--line);padding-bottom:30px}}
@media(max-width:760px){.blog-heading,.article-header{padding:35px 0}.blog-grid{grid-template-columns:1fr;gap:40px;margin-top:35px}.blog-heading>p:last-child,.article-intro,.article-body p,.article-body li{font-size:16px}.article-header h1,.blog-heading h1{font-size:2.45rem;overflow-wrap:anywhere}}